RV • Camper • Trailer Insurance

More that a passenger car or truck, your RV or travel trailer is part home, part vehicle. It's specialized design and use require special insurance considerations that go beyond the coverage provided by a standard auto policy.

First, all conventional car insurance issues must be covered. Second, it is a good idea to insure items inside the RV as well. Other issues arise for people who live predominantly in their RV and do not have a permanent residence anywhere else.

Your insurance may include:

Liability Coverage: to help insure you against expenses related to injuries or property damage you or your vehicle cause in an accident.

Medical Coverage: to insure you and any passenger against medical expenses that are the result of an accident.

Emergency Assistance: to help pay for the cost of roadside service or towing, plus housing and transportation costs if your RV becomes uninhabitable. Plus, it covers the loss of personal property in your RV- an important consideration since clothing, outdoor hear, AV equipment, computers and other valuables are often carried in recreational vehicles.

Comprehensive Coverage: to insure you for repair or replacement if your vehicle is stolen, vandalized or damaged other than in a collision.

Uninsured/Underinsured: to pay for expenses related to injury or death cause by an uninsured, underinsured or hit-and-run driver.